For adults 65 and older, the US government offers Medicare, a form of health insurance. It also includes some disabled people under the age of 65 and those with chronic renal disease who require dialysis or a transplant. Most hospital services and doctor visits are covered in part by Medicare. Additionally, it aids in financing several additional home health care, occupational therapy, and physical therapy, which you can access through a cignamedicareotc.com login . How Does Medicare Enrollment Work? Most people are already registered in parts A and B as they: Obtain Social Security or Railroad Retirement Board retirement benefits. The day after your 65th birthday, you are automatically enrolled. Are under 65 years old and have received Social Security or Railroad Retirement Board disability benefits for 24 months. If you meet the requirements for automatic enrollment, your Medicare card will be mailed to you three months before you turn 65 or reach your 25th ...